"Millions now work in what we call "bad jobs." While higher-wage workers take for granted that their jobs come with employer-based benefits like health insurance, a retirement plan, and maybe some paid time off, just over one-in-five workers (22.1 percent) are in a bad job -- a job that pays low wages and provides no benefits.
That's where government work supports -- programs that ensure that families can access basics such as healthcare, childcare, food, and housing -- are supposed step in and fill in the gaps.
The reality, however, according to research we released this week, is that nearly 41 million people live in families that don't earn enough to make ends meet, and government benefits do not fill in the gap. These families work, but their earnings aren't enough. Most low-wage workers don't get the kinds of employer-sponsored benefits common for higher-waged workers, so without government help, these families are left out in the cold, often unable to afford health insurance, decent child care or other necessities."